Value proposition

Working Together. Building Community.

National Cooperative Bank is a values-based bank serving cooperatives, member organizations and socially responsible people with a special emphasis on low income areas.
Serving both rural and urban neighborhoods, NCB is a leader in supplying grocery, health care, energy and housing solutions to the nation’s communities that are most in need. What makes NCB unique is that the bank was created to address the financial needs of an underserved market niche – people who join together cooperatively to meet personal, social or business needs, especially in low-income communities.

Our Impact
NCB has provided billions in capital. Yet, to measure our true success, we look to what we have helped create over our history -- thousands of homeownership opportunities, vital member-owned cooperative businesses, community choices in education, quality health care facilities, renewable energy solutions, cultural centers and much more.

Our Work Environment
As a boutique bank with a special commitment to community, NCB attracts a team of professionals interested in “more than just a banking career.”

Our Cooperative Heritage
Cooperatives are based on the values of self-help, self-responsibility, democracy and member-equity. In the tradition of our founders, cooperatives believe in conducting business in a responsible, ethical, and honest manner with the foremost commitment to improve the quality of life in the communities we serve.

Our Benefits and Our People
At National Cooperative Bank, our people are our greatest asset. We are committed to providing a comprehensive benefits package that can be broken down into four categories: health, wealth, self, and extras. From offering Health Care Plans that include medical, dental, vision, disability, and life insurance to offering several alternative work arrangements, NCB is proud to offer a variety of benefits that promote employee wellness and success.

Banking and Financial Services, Cooperative Expansion, Economic Development, Socially Responsible Banking, Commercial Lending , Commercial Real Estate , Cash Management , Lockbox & Payment Processing , and Correspondent Banking