Value proposition

Zest AI technology delivers faster, better lending across the credit spectrum.

Since 2009, Zest AI has been pioneering and perfecting AI technology with a mission to broaden access to lending using smarter, more efficient AI.
Serving more than $5.6T in managed assets with over 600 active models, Zest AI has been a proven partner to banks, credit unions, and specialty lenders, helping them decrease risk and boost growth opportunities throughout the lending process.

Zest AI leads the industry, powering thriving lending ecosystems with innovative, intelligent solutions across marketing, underwriting, fraud detection, lending intelligence, and more. With over 50 issued and pending patents across automation, accuracy, performance, and model explainability, this US-based technology-as-a-service company serves its clients from its headquarters in Los Angeles, California, and across the country.