Value proposition

Zidd Aage Badhne Ki

Incepted in April 2016, PayNearby is India’s leading branchless banking and digital network. PayNearby operates on a B2B2C model, where it partners with neighbourhood retail stores and enables them with the tools to provide digital and financial services to local communities. The company aims to simplify high-end technology so that it can be easily assimilated at the last mile while transforming the lives of its retail partners and customers.

Today, PayNearby, through its tech-led DaaS (Distribution as a Service) network is capable of servicing 93% of Bharat. From Muzaffarpur to Maldah and Raichur to Rajnandgaon, including Khagaria, PayNearby has successfully enabled the availability of 25+ services, including services like cash withdrawal, remittance, Aadhaar Banking, bill payment and recharges, savings, e-commerce, lending, travel, digital payments, insurance and more.

PayNearby’s million-plus micro-entrepreneurs across 20,000+ PIN codes assist 30+ crore customers across the country. In the 115 Aspirational Districts, identified by NITI Aayog as the most backward districts of the country, PayNearby plays a crucial role in servicing financial and digital inclusion worth ₹1100+ crores per month.

Our Digital Pradhans have evolved into community managers, transforming the lives of local communities across Bharat. PayNearby’s mission is to make financial and digital services available to everyone, everywhere.

Distribution as a Service, Lending, Ecommerce, Livelihood, Insurance, Banking, Savings, Travel, Meta Commerce, Brand Shop, Credit, PayNearby Mall, and Cash Management Solutions