Value proposition

Zūm Rails unites Payments, Open Banking, & BaaS into one seamless platform to simplify finance and fuel business growth.

Zūm Rails: The All-in-One Payments Platform

Zūm Rails combines Payments, Open Banking, and Banking as a Service (BaaS) into a seamless solution that simplifies financial operations and unlocks new opportunities for businesses.

Why Choose Zūm Rails?
- Simplified Payments & Open Banking
Connect to financial accounts instantly and securely with open banking aggregation. Real-time KYC, account balances, and transaction histories streamline underwriting, reduce risks, and enhance payment journeys.

- Automated Invoicing & Recurring Billing
Streamline recurring payments with customizable invoices, real-time payment tracking, and secure processing across EFT, ACH, Interac, Visa Direct, and more.

- Versatile Payment Gateway
Process billions of secure transactions annually with our scalable gateway, available through an intuitive portal or API.

- Actionable Insights & Automated Reconciliation
Leverage advanced analytics and automation tools to track payments, analyze revenue trends, and drive smarter financial decisions.

- Secure by Design
From KYC validation to 3D Secure 2.0 and fraud mitigation, our platform embeds security and compliance into every step.

- Payment Links Made Easy
Create secure, customizable links for one-time or recurring payments. Accept multiple payment methods with PCI-compliant security.

- Partner Portal for Easy Management
Simplify workflows, manage accounts, and access actionable metrics with our intuitive partner portal.

- Scalable Banking Services
Deliver personalized financial services with our BaaS platform, offering secure card issuance and API-powered scalability.

Zūm Rails empowers businesses to enhance efficiency, improve customer experiences, and grow with confidence—all while simplifying complex financial systems.

Discover how Zūm Rails can transform your payments. Request sandbox access today!